Insurance for churches & religious organizations
Places of worship host services, youth programs, events and volunteers in buildings that are often older and larger than they look.
Risks worth reviewing
- Injuries during services and events
- Youth programs and childcare
- Property damage to the building
- Counseling and pastoral activities
Coverage businesses like yours often review
- Property & equipment
- General liability
- Professional liability
- Umbrella & excess
- Abuse and molestation coverage
- Directors & officers (D&O)
Common questions
Do churches need abuse and molestation coverage?
Organizations with youth programs commonly carry it, and it's often a separate coverage with its own limit.
Is pastoral counseling covered?
Counseling liability is often a separate coverage or endorsement.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.