Insurance solutions

Coverage built around how you actually operate

We look at your business and household together, shop national carriers and specialty markets, and explain your options in plain language.

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Business insurance

From a one-truck operation to a multi-location company. No matter the industry, we build the program around your exposures.

General liability

Protection when your work or premises cause injury or property damage to others.

Commercial auto

Owned vehicles, fleets, and hired and non-owned auto for employees who drive their own cars.

Workers' compensation

Coverage for employee injuries on the job, as required in most states.

Property & equipment

Buildings, inventory, tools and equipment, including business income options.

Business owner's policy

Liability and property packaged together for small and mid-sized businesses.

Professional liability

Errors and omissions coverage for firms that give advice or deliver services.

Cyber liability

Data breach response, ransomware, cyber extortion and liability when customer data is exposed.

Inland marine

Tools, equipment, materials and property on the move or stored away from your location.

Marine

Ocean cargo, hulls, marinas and the businesses that work on or near the water.

Umbrella & excess

Extra limits above your primary policies for contracts that require more.

Surety & bonds

Contract, license and permit bonds to keep projects and licenses moving.

Specialty & E&S

Harder-to-place risks through specialty and excess & surplus markets.

Personal insurance

Business owners often have their personal coverage somewhere else. Bringing it under one broker means someone sees both sides and the gaps between them.

Home

Homeowners, condo and renters coverage for where you live.

Auto

Personal vehicles and household drivers, with limits that fit the rest of your plan.

Personal umbrella

An extra layer of liability protection over your home and auto.

Landlord & rental property

Coverage for homes and units you rent to others.

Every line we place

The cards above are the most common requests, not the limit. Here's a fuller list. Search it, and if you don't see your risk, ask. If it can be insured, we'll find the market for it.

Liability

  • General liability
  • Products & completed operations
  • Professional liability (E&O)
  • Directors & officers (D&O)
  • Employment practices liability (EPLI)
  • Fiduciary liability
  • Cyber liability & data breach
  • Technology E&O
  • Media & advertising liability
  • Liquor liability
  • Medical & healthcare professional liability
  • Environmental & pollution liability
  • Contractors pollution liability
  • Umbrella & excess liability

Property

  • Commercial property
  • Business income & extra expense
  • Business owner's policy (BOP)
  • Builder's risk
  • Equipment breakdown
  • Commercial flood
  • Earthquake
  • Wind & named storm
  • Crime & employee dishonesty
  • Commercial landlord & habitational
  • Vacant building
  • Spoilage & refrigerated goods

Auto & transportation

  • Commercial auto & fleets
  • Hired & non-owned auto
  • Trucking & motor carrier
  • Motor truck cargo
  • Physical damage
  • Non-trucking liability
  • Garage liability
  • Garagekeepers
  • Dealer open lot
  • Rideshare & delivery drivers
  • Limousine & passenger transport
  • Occupational accident

Marine

  • Inland marine
  • Contractors equipment
  • Installation floater
  • Tools & equipment floater
  • Transit & shipments
  • Ocean cargo
  • Hull & machinery
  • Marina & boat dealer
  • Charter & marine operators
  • Marine liability

Workforce & operations

  • Workers' compensation
  • Employer's liability
  • Pay-as-you-go workers' comp
  • Commercial crime
  • Fidelity & employee theft bonds
  • Event & special event liability
  • Product recall
  • Trade credit
  • Kidnap, ransom & extortion
  • Aviation & drone

Surety & bonds

  • Contract bonds (bid, performance, payment)
  • License & permit bonds
  • Commercial bonds
  • Court & fiduciary bonds
  • Notary bonds
  • Janitorial & service bonds

Personal

  • Homeowners
  • Condo
  • Renters
  • High-value homes
  • Auto
  • Motorcycle
  • Collector & classic car
  • Boat & watercraft
  • RV & trailer
  • Personal umbrella
  • Landlord & dwelling fire
  • Flood
  • Jewelry & valuables
Not on the list? We can still place it.

This list isn't everything we write. Tell us what you need covered and we'll take it to the right market.

Ask about your risk

Not sure what you need?

Send us your current declarations pages and we'll walk through them with you. No obligation.

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Already a client?

Need a certificate of insurance, a policy change, or help with a claim? Send a service request and we'll take it from there.

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Coverage descriptions are general and for information only. Actual coverage depends on the policy issued and is subject to underwriting.