Marine insurance
Coverage for ocean cargo, hulls, marinas and the businesses that work on the water, from charter operators to boat dealers.
What it generally covers
- Ocean cargo for imports and exports
- Hull and machinery for commercial vessels
- Marina operators' and boat dealers' liability
- Charter and marine operator coverage
- Marine general liability
Who usually asks about it
- Importers and exporters
- Marinas, boat dealers and repair yards
- Charter and tour operators
- Businesses with vessels or waterfront operations
Common questions
How is marine different from inland marine?
Marine insurance covers vessels and property on the water or in ocean transit. Inland marine covers property moving over land.
Does my business policy cover cargo overseas?
Usually not. Ocean cargo is typically a separate policy or an open cargo policy covering shipments over a period.
Can you help with a single shipment?
Often, yes. Single-shipment and annual open cargo options are both available depending on the volume.
General information only. Coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits your situation.