Business Insurance in Alpharetta, Georgia
Business insurance for Alpharetta companies, from an independent brokerage with its office right here on North Point Center East. We compare options across our carrier markets and explain them in plain language.
Getting set up in Alpharetta
- Occupational Tax Certificate. Alpharetta calls its business license an Occupational Tax Certificate. Businesses need a current certificate on their first day of business, and renewals are due by February 15 each year.
- Georgia contractor licenses require insurance. The state licensing board requires proof of general liability insurance to hold a contractor license: at least $300,000 per occurrence for a Residential Basic license and $500,000 per occurrence for Residential-Light Commercial and General Contractor licenses, plus workers' compensation as Georgia law requires (three or more employees). Permits are pulled under that license.
Local risks worth reviewing
- Flash flooding. The city notes that Alpharetta is susceptible to flash floods, where streams and creeks can rise quickly out of their banks. Businesses near creeks should know how their property policy treats flood.
State rules that apply here
Alpharetta businesses follow Georgia's workers' compensation and auto insurance rules. See what Georgia law requires →
Common questions
When do I need my Alpharetta business license?
The city requires a current Occupational Tax Certificate on your first day of business, with renewals due February 15.
Where is your office?
100 North Point Center East, Suite 125, Alpharetta, GA 30022. You can reach us at info@truevestments.com.
Does business insurance cover flash flooding in Alpharetta?
Standard homeowners policies don't cover flood, and business property policies usually handle flood separately too. Flood coverage is generally its own policy, and new flood policies usually have a 30-day waiting period, so it's worth checking before storm season.
General information only, not legal advice. Coverage depends on the policy's terms, conditions and underwriting. Local details checked October 15, 2026 from: City of Alpharetta, Business Licenses; City of Alpharetta, Floodplain Information; Georgia Secretary of State, Residential and General Contractors licensure chart.