Business Insurance in Marietta, Georgia
Business insurance for Marietta companies, from an independent metro Atlanta brokerage. We compare options across our carrier markets and explain them in plain language.
Getting set up in Marietta
- Business license steps. The city lays out the order: confirm zoning, get a Certificate of Occupancy, then apply for the City of Marietta business license. The Office of Economic Development helps businesses through the process.
- Contractor permits. For residential permits, Marietta asks general contractors for a copy of their state license and their business license. Food businesses need Cobb County Health Department approval before a building permit.
- Georgia contractor licenses require insurance. The state licensing board requires proof of general liability insurance to hold a contractor license: at least $300,000 per occurrence for a Residential Basic license and $500,000 per occurrence for Residential-Light Commercial and General Contractor licenses, plus workers' compensation as Georgia law requires (three or more employees). Permits are pulled under that license.
Local risks worth reviewing
- Flood coverage timing. Marietta takes part in the National Flood Insurance Program, and the city points out that homeowners insurance excludes flood and that flood coverage has a 30-day waiting period.
State rules that apply here
Marietta businesses follow Georgia's workers' compensation and auto insurance rules. See what Georgia law requires →
Common questions
How do I get a business license in Marietta?
Confirm zoning, get a Certificate of Occupancy, then apply for the City of Marietta business license. The Office of Economic Development can help.
What do contractors need for a Marietta permit?
The city asks for a copy of the contractor's state license and business license. Georgia's state license itself requires general liability and workers' compensation proof.
How soon does flood insurance start?
Standard homeowners policies don't cover flood, and business property policies usually handle flood separately too. Flood coverage is generally its own policy, and new flood policies usually have a 30-day waiting period, so it's worth checking before storm season.
General information only, not legal advice. Coverage depends on the policy's terms, conditions and underwriting. Local details checked October 15, 2026 from: Cobb County, About Cobb County; City of Marietta, Starting a Business; City of Marietta, Permit FAQ; City of Marietta, Floodplain Management; Georgia Secretary of State, Residential and General Contractors licensure chart.