Business Insurance in Shreveport, Louisiana
Business insurance for Shreveport companies, from an independent brokerage. We compare options across our carrier markets and explain them in plain language.
Getting set up in Shreveport
- Occupational license tax. All businesses inside Shreveport city limits need an annual business license, paid before starting business. Outside city limits, Caddo Parish issues its own.
- Food trucks. Shreveport food trucks need general liability of at least $500,000 naming the city as an insured, plus auto insurance on the vehicle.
- Louisiana contractor license insurance. For residential, home improvement and mold remediation licenses, Louisiana requires certificates of workers' compensation and at least $100,000 of liability insurance. Commercial applicants show a financial statement with at least $50,000 net worth (R.S. 37:2156.1).
Local risks worth reviewing
- Flooding. Caddo Parish's hazard plan ranks flooding as its top hazard and says the parish remains at high risk of water inundation.
State rules that apply here
Shreveport businesses follow Louisiana's workers' compensation and auto insurance rules. See what Louisiana law requires →
Common questions
Do I need a business license in Shreveport?
Yes. All businesses inside city limits need an annual license before starting business.
What insurance does a Shreveport food truck need?
General liability of at least $500,000 naming the city, plus auto insurance on the vehicle.
Does business insurance cover flooding in Shreveport?
Standard homeowners policies don't cover flood, and business property policies usually handle flood separately too. Flood coverage is generally its own policy, and new flood policies usually have a 30-day waiting period, so it's worth checking before storm season.
General information only, not legal advice. Coverage depends on the policy's terms, conditions and underwriting. Local details checked October 15, 2026 from: City of Shreveport, Occupational License Tax; City of Shreveport, Food Truck Regulations; Caddo Parish, Hazard Mitigation Plan; Louisiana R.S. 37:2156.1.