Insurance for professional services
Consultants, accountants, agencies and other advisors sell expertise, so their biggest exposure is a client saying the advice cost them money.
Risks worth reviewing
- Claims that your work or advice caused a financial loss
- Data breaches of client information
- Office injuries and property damage
- Employment-related claims
Coverage businesses like yours often review
- Professional liability
- Cyber liability
- Business owner's policy
- General liability
- Workers' compensation
- Employment practices liability
Common questions
Do I need E&O if my contracts have liability caps?
Caps help, but they don't stop a claim from being filed or cover defense costs. E&O responds to those.
What does a client contract usually require?
Often general liability, professional liability and sometimes cyber, at specific limits.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.