Insurance for property owners & landlords
Commercial and residential property owners carry the building, the tenants and the liability that comes with both.
Risks worth reviewing
- Injuries in common areas
- Fire, water and storm damage
- Lost rental income after a covered loss
- Vacancy periods that change coverage
Coverage businesses like yours often review
- Property & equipment
- General liability
- Umbrella & excess
- Landlord & rental property
- Loss of rents
- Vacant building coverage
Common questions
Do my tenants' policies protect me?
Tenants' insurance protects them. Owners usually need their own property and liability coverage, and leases can require tenants to add you as an additional insured.
What happens if the building is vacant?
Many property policies limit coverage after a building is vacant for a set period, so vacancy is important to disclose.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.