Insurance for hotels & hospitality
Hotels and lodging businesses host guests around the clock, with property, liability and staff exposures to match.
Risks worth reviewing
- Guest injuries on premises
- Guest property loss or theft
- Fire, water and storm damage
- Pool, fitness and food service exposures
Coverage businesses like yours often review
- Property & equipment
- General liability
- Workers' compensation
- Umbrella & excess
- Cyber liability
- Innkeepers liability
- Liquor liability
Common questions
What is innkeepers liability?
Coverage for guests' property while in your care, which general liability may not fully address.
Do short-term rentals count?
Short-term rental businesses often need coverage built for that use, since many policies limit it.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.