Insurance for security guard services
Security firms put guards in high-risk situations and sign contracts that carry heavy liability.
Risks worth reviewing
- Claims of injury, false arrest or excessive force
- Guard injuries
- Client contracts with strict insurance requirements
- Vehicles used on patrol
Coverage businesses like yours often review
- General liability
- Workers' compensation
- Commercial auto
- Umbrella & excess
- Specialty & E&S
- Professional liability for security
Common questions
Why is security hard to insure?
Guards face confrontations, and claims can be severe, so it's a specialty class for many carriers.
Are armed guards different?
Yes. Armed operations are underwritten differently and are important to disclose.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.