Insurance for fitness & gyms
Gyms, studios and trainers deal with physical activity, equipment and members who sign waivers that may not cover everything.
Risks worth reviewing
- Member injuries during workouts or classes
- Trainer advice that leads to injury
- Equipment damage and theft
- Member data and payments
Coverage businesses like yours often review
Common questions
Do waivers replace insurance?
Waivers can help, but they don't prevent claims or always hold up. Liability coverage still matters.
Are independent trainers covered under the gym's policy?
Often not. Many gyms require independent trainers to carry their own professional liability.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.