Insurance for landscaping & lawn care
Landscapers work outdoors on clients' property with heavy equipment, trailers and seasonal crews.
Risks worth reviewing
- Damage to client property, cars or windows
- Equipment and trailers stolen or damaged
- Crew injuries
- Pesticide or chemical application
Coverage businesses like yours often review
- General liability
- Workers' compensation
- Commercial auto
- Inland marine
- Umbrella & excess
- Pesticide & herbicide coverage
Common questions
Are my mowers covered on a trailer?
Equipment that travels is usually covered under inland marine rather than property.
Do I need coverage for chemical application?
Many general liability policies limit pollution and pesticide exposure, so applicators often need it added.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.