Insurance for auto dealers
Dealers carry inventory on the lot, customers on test drives and staff moving vehicles every day.
Risks worth reviewing
- Damage, theft or hail on lot inventory
- Test drives and employees driving dealer plates
- Customer vehicles in your care
- Errors in sales or financing paperwork
Coverage businesses like yours often review
- General liability
- Commercial auto
- Property & equipment
- Umbrella & excess
- Surety & bonds
- Dealer open lot
- Garage liability
- Garagekeepers
Common questions
What is dealer open lot coverage?
Physical damage coverage for vehicles held for sale on your lot, such as hail, theft or vandalism.
Do I need a dealer bond?
Most states require a dealer license bond to get or keep your license.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.