Insurance for home health & senior care
Caregivers work in clients' homes, drive between visits and handle sensitive health information.
Risks worth reviewing
- Injury or care claims from clients
- Caregivers driving their own cars between visits
- Staff injuries while lifting or assisting
- Health and personal data on file
Coverage businesses like yours often review
- Professional liability
- General liability
- Workers' compensation
- Cyber liability
- Commercial auto
- Hired & non-owned auto
- Abuse and molestation coverage
- Fidelity bonds
Common questions
Why does home care need professional liability?
Claims often involve the care provided, which general liability alone may not address.
Are caregivers covered when they drive to visits?
Hired and non-owned auto helps protect the business when caregivers use their own vehicles for work.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.