Insurance for retail stores
Shops deal with customers on the floor, inventory on the shelves and payments at the register.
Risks worth reviewing
- Customer slip-and-falls
- Theft, fire or water damage to inventory
- Card payment data exposure
- Income lost after a covered closure
Coverage businesses like yours often review
Common questions
Is a BOP enough for a retail store?
A BOP often covers the basics, but workers' comp, auto and cyber are separate. Eligibility depends on the store.
Does insurance cover shoplifting?
Most property policies limit or exclude simple shoplifting. Employee theft can be covered under crime coverage.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.