Insurance for auto repair & garages
Repair shops are responsible for customers' cars while they're in the bays, on the lift and on test drives.
Risks worth reviewing
- Damage to customer vehicles in your care
- Faulty repairs that lead to accidents
- Employee injuries in the shop
- Tools and diagnostic equipment
Coverage businesses like yours often review
- General liability
- Workers' compensation
- Property & equipment
- Inland marine
- Umbrella & excess
- Garage liability
- Garagekeepers
Common questions
What's the difference between garage liability and garagekeepers?
Garage liability covers injury and damage your operations cause to others. Garagekeepers covers customers' vehicles while they're in your care.
Are test drives covered?
It depends on the policy. Garage policies are usually built to address customer vehicles you drive for work.
General information only. Every business is different, and coverage depends on the policy's terms, conditions and underwriting. A licensed agent can review what fits.